Terms & Conditions

Financial Page International is registered as a Limited Company in Hong Kong,Belize and The British Virgin Islands under the company name of Financial Page International Ltd.

Financial Page International acts under an Agency Agreement on behalf of Clients in the form of advising and arranging investments. Financial Page International are never the owners of the investments that Clients take out, just the Advisory Company.

All investments/accounts will be registered in the name of the client unless otherwise instructed in writing.

Financial Page International or any staff working for Financial Page International are under no circumstances licensed to accept cash in lieu of any investment on behalf of a Client.

Financial Page International derive income from an Introducer’s Fee that is paid by the Product Provider in the form of a Commission. Introducer’s Fees will vary depending on the type of insurance, investment, bank/savings account or collective investment scheme.

We are authorised as an Intermediary to advise upon and recommend products in: life insurance and retirement products, collective investments, savings plans or schemes, investment trusts, bank accounts, recognizable funds and last wills & testaments.

Under no circumstances will Financial Page International advise a potential or existing client to act upon our recommendations without the potential Client or Client completing an Investor Profile Questionnaire.

Where possible, we require clients to give instructions in writing to avoid possible disputes. We will accept fax instructions provided that the original instruction is to follow. Authority to act on behalf of a client may be terminated at anytime by either side without penalty provided it is in writing.

At any time, Clients or their Appointed Agents may inspect any documentation either physical or electronic held by us, which relate to their own investments/financial affairs. All Client records are maintained in physically secure locations that are theft, fire and water-proof.

Financial Page International will retain records of all business transactions for a period of 10 years. After 10 years, these records are offered to the Client to whom they relate and if no longer required, will be destroyed in the form of shredding.

All contract notes, shareholding certificates, insurance policies, account documents and policy schedules will be delivered by Financial Page International to the Client as soon as they are received. These documents will be delivered by hand of The Advisor and a receipt-note signed by the client in acknowledgement of receipt.

In the unique event of any form of ‘conflict of interest’ arising from the advice we are giving, between Financial Page International and the Client, we will notify the Client in writing immediately and suspend any further action on the part of Financial Page International until consent of the Client has been obtained in writing.

In the event of specific Consultancy work whereby Financial Page International proposes to make a charge for our services, an agreement will be made in writing with the Client before any bill-able work is undertaken.

For a complete copy of our Terms and Conditions, these may be requested using the Contact Us section of this Web-site.