This area of insurance is the most commonly forgotten of insurances and yet far more likely to be used during mid-life than life insurance. Critical Illness or Disability cover.

When you think logically, having life insurance is important to plan family finances in the event of your death. But what would happen if you did not die, but suffered a Critical Illness or a Disability that stopped you from working either temporarily or for the rest of your life? Where is your income going to come from then? For sure your family will need finances to continue with their lives and it is likely that they may need even more money to pay for long-term healthcare following a critical illness or disability.

The figures speak for themselves: 1 in 5 men and 1 in 6 women aged 40 today, will suffer a critical illness such as cancer, heart attack or stroke before they reach age 65. That is shocking.

So in reality, you owe it upon yourself to protect you and your family for any potential eventuality because these insurances are in place for just that reason – planning for the unexpected and in a perfect world, this is what we all should do.

Our Advisors can provide quotations for Critical Illness or Disability Insurance upon request.

If you would like to find out more about our Critical Illness Insurance packages, feel free to Contact Us and an Advisor will be in contact with you within 24 hours.